10 Tips for Writing a Winning Offer

Not every offer is created equally! Use these 9 tips to create a winning offer that will stand out from the rest.

1. Work With a Local Lender

Many sellers will take you more seriously if you are pre-approved through a local, reputable lender. Don’t simply aim for approval with a big name company. Check out local credit unions and banks, too! 

2. Make a Great Down Payment

You’ll stand out if you are making a hefty down payment. One way you can achieve this is by getting help from a trustworthy organization like Home.LLC to invest in your down payment!

3. Don’t Shoot for Under Asking Price

If you are making an offer on a home with a lot of competition, you want to make a good offer. If you can’t afford at least asking price, you will likely not get the home (unless it is a fixer upper or the seller has had a difficult time selling). Spell out a generous down payment and a generous offer if you feel you have competition.

4. Include a Letter

Appeal to the owner’s nostalgic side by writing a personalized letter. Tell them how you imagine yourself growing and raising a family here and include pictures! 

5. Generous Earnest Money

One way to stand out is by writing in a generous earnest money amount in your contract. This shows the seller that you are serious and willing to put your money  where your mouth is.

6. Be Friendly

Sellers are stressed out and just want the process to be over as quickly as possible. Be a pleasant buyer! Do not be demanding or rude, as this is a surefire way to lose the offer.

7. Make an “All Cash” Offer

Even if you are financing, you can make an all cash offer. Sellers LOVE all cash buyers, as there is less risk of the contract falling through at the last minute. Get in touch with Home.LLC to place an all cash or cash-guaranteed offer on your behalf!

8. Minimize or Eliminate Contingencies

There are many contingencies that first-time homeowners choose to include in their offers, and for good reason. However, too many contingencies will turn off a seller. Use as few of these as possible.

9. Don’t Ask the Seller to Pay for Everything

Many buyers ask the seller to cover taxes and closing costs. You will stand out if you offer to cover some of these personally. Additionally, you can make a seller’s life easier by offering to take on any necessary repairs (and you may be able to negotiate a slightly lower cost that way).

10. Be Prepared To Walk Away

Don’t go into the process blind. Know what kind of home you’re looking for, and don’t be afraid to walk away when it’s not a good fit. 


Write your offer with tact, be comprehensive, and use the guidance of a reputable agent to assist you along the way! You’ll be closing that offer in no time.

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